At least eighty percent of millionaires are self-made.That is,they started with nothing but ambition and energy,the same way most of us start.

Make a decision to be succesful right now.Most people never decide to be wealthy and that is why they retire poor.

Money is hard to earn and easy to lose.Guard yours with care.

Successful people save in prosperous times so they have a financial cushion in times of recession.

Those who start with too litte money are more likely to succeed than those who start with too much.Energy and imagination are the springboards to wealth creation.

Financial security and independence are like a three-legged stool resting on savings, insurance and investments.